The Accident as a Situational example

During a visual approach at night and in visual meteorological conditions (VMC) to an airport surrounded by water, you, as first officer, have a very good view of the airport and adjacent land. On the captain’s side, it is completely dark; at night over the sea, there are no horizon cues. You see you are too high and too fast, typical of a non-stabilized approach.

Faced with a non-stabilized approach, what would you do?